Auto
The right liability, collision, and coverage for the new-driver years, shopped across carriers for the best honest rate.
Quote autoFamily-run · Serving the valley since 1978
The insurance you need, from people you know.
We're an independent agency, so we don't work for one insurance company. We work for you, comparing dozens of carriers to find coverage that fits your life and your budget.
30+
Carriers we compare, so you don't have to
1978
Same family, same Main Street office
45yrs
Looking after valley families
30+
Carriers under one roof
6,400
Households and businesses insured
A real
Person answers the phone, every time
What we cover
One agency for the whole of your life.
Bundle your home and auto, add the boat for summer, cover the shop downtown. One agent who knows all of it, and one number to call when something happens.
Home
Replacement-cost coverage for the house and everything in it, with flood and add-ons explained in plain English.
Quote homeBusiness
Property, liability, and workers' comp for the shop, the contractor, and the family business down the street.
Quote businessLife
Term and whole life from carriers we trust, sized to your family, with a person to walk you through every line.
Quote lifeRenters
Your belongings and your liability from a few dollars a month, because the landlord's policy was never going to cover them.
Quote rentersUmbrella & toys
Extra liability over everything else, plus the boat, the camper, and the motorcycle that only come out in summer.
Quote umbrellaIndependent vs. the 1-800 number
We answer to you, not a head office.
A captive agent can only sell you one company's policies. We represent more than thirty carriers, so when we recommend something, it's because it's right for you, not because it's the only thing on the shelf.
- We shop, you saveOne conversation, dozens of carriers compared. We bring you the best fit, not the only option.
- We stay your advocate at claim timeWhen something happens, we're on your side of the table, helping push the claim through.
- One agent for everythingHome, auto, business, life, all with the same person who actually knows your situation.
- We're your neighborsOur kids went to the same schools. You can find us on Main Street, not a call center three states away.
Switching usually saves more than you'd think
Most families who move their home and auto to us trim their premium, and finally understand what they're paying for.
The people, not a portal
Meet the folks who'll answer.
GC
Gail Calderwood
Principal Agent
Took over the agency her father started in '78. Thirty years of getting families the right coverage and the straight story.
PM
Pete Marsh
Commercial & Business
Insures half the shops on Main Street. If you run it, Pete can cover it, and explain it over coffee.
RD
Rosa Delgado
Personal Lines
Home, auto, and the new-driver phone calls. Rosa knows every carrier's fine print by heart.
TK
Tom Keene
Claims Advocate
The one who picks up when something's gone wrong and walks your claim through to paid.
No call center, no pressure
Talk to a real agent.
Tell us what you'd like to cover and a Calderwood agent will compare carriers and bring you honest options, usually within a day.
- We compare 30+ carriers for you
- No spam, no selling your details
- A local person you can stop in and see
Start a quote
What would you like to cover?
Takes about 3 minutes. No payment details needed for a quote.
From the neighborhood
Folks who stopped shopping around.
Gail found us better home and auto coverage for less than we were paying, and actually explained it. Twenty minutes, done.
J
The HarpersClients since 2015
When the pipe burst, Tom handled the claim while I handled the mess. Felt like having a brother in the business.
D
Danielle R.Client since 2019
Pete insures my whole shop and my truck. One call, one guy who knows my business. Wouldn't go anywhere else.
M
Manny O.Owner, Valley Auto Body
Good to know
Questions before you switch.
We represent more than thirty insurance carriers instead of just one. You tell us what you need once, and we do the shopping, comparing coverage and price across all of them to bring you the best fit.
No. You pay the same premium you'd pay the carrier directly. Our commission comes from the carrier, so our advice costs you nothing and often saves you money.
Not with us. We line up the new policy, time the cancellation so you're never without coverage, and handle the paperwork. Most folks are switched over in a day or two.
You call us, not an 800 number. Tom and the team open the claim, deal with the carrier, and stay on it until you're paid. That advocacy is the whole point of having a local agent.
Stop by, or start online
Let's find your fit.
Get a free quote online, or walk into the Main Street office and we'll put the coffee on.